{"id":1465,"date":"2025-10-10T15:37:22","date_gmt":"2025-10-10T15:37:22","guid":{"rendered":"https:\/\/africaoclock.com\/le-kenya-franchit-une-etape-historique-le-parlement-adopte-un-projet-de-loi-historique-pour-reglementer-les-cryptomonnaies-en-attendant-la-signature-de-ruto\/"},"modified":"2025-10-29T07:15:51","modified_gmt":"2025-10-29T07:15:51","slug":"le-kenya-franchit-une-etape-historique-le-parlement-adopte-un-projet-de-loi-historique-pour-reglementer-les-cryptomonnaies-en-attendant-la-signature-de-ruto","status":"publish","type":"post","link":"https:\/\/africaoclock.com\/fr\/le-kenya-franchit-une-etape-historique-le-parlement-adopte-un-projet-de-loi-historique-pour-reglementer-les-cryptomonnaies-en-attendant-la-signature-de-ruto\/","title":{"rendered":"Le Kenya franchit une \u00e9tape historique : le Parlement adopte un projet de loi historique pour r\u00e9glementer les cryptomonnaies, en attendant la signature de Ruto"},"content":{"rendered":"\n<ul class=\"wp-block-list\">\n<li>Le Kenya a franchi une \u00e9tape historique vers la r\u00e9glementation des cryptomonnaies. Le pays est d\u00e9j\u00e0 tr\u00e8s actif dans l\u2019utilisation des actifs num\u00e9riques \u2014 du trading et des transactions de pair \u00e0 pair (P2P) aux envois de fonds \u2014, se classant parmi les leaders africains en termes de volumes de transactions on-chain (blockchain). <\/li>\n\n\n\n<li>Jusqu\u2019\u00e0 pr\u00e9sent, il y a eu peu de r\u00e9glementation sp\u00e9cifique. Diverses lois de finances ont introduit certaines taxes et obligations, mais les r\u00e8gles financi\u00e8res g\u00e9n\u00e9rales n\u2019ont pas suffisamment pris en compte les risques uniques associ\u00e9s aux actifs num\u00e9riques. <\/li>\n\n\n\n<li>Les organisations internationales telles que le <strong>GAFI<\/strong> et le <strong>FMI<\/strong> ont \u00e9galement fait pression sur le Kenya pour qu\u2019il comble les lacunes en mati\u00e8re de lutte contre le blanchiment d\u2019argent (LBA), de financement de la lutte contre le terrorisme (FLT) et d\u2019anonymat des transactions virtuelles.<\/li>\n<\/ul>\n\n<p>Le Kenya franchit une \u00e9tape majeure avec son <strong>premier cadre juridique complet<\/strong> pour les actifs virtuels \u2014 couvrant les cryptomonnaies, les stablecoins et les jetons bas\u00e9s sur la blockchain \u2014, mais seulement apr\u00e8s avoir supprim\u00e9 une clause controvers\u00e9e qui aurait accord\u00e9 \u00e0 un groupe de lobbying li\u00e9 \u00e0 Binance un si\u00e8ge au sein de l\u2019organisme de r\u00e9glementation national.<\/p>\n\n<p>Le <strong>7 octobre 2025<\/strong>, le Parlement a adopt\u00e9 le <strong>Virtual Asset Service Providers Bill (VASP Bill)<\/strong>, qui vise \u00e0 r\u00e9glementer les actifs virtuels et leurs fournisseurs de services. Le projet de loi attend maintenant la signature finale du <strong>pr\u00e9sident William Ruto<\/strong>. <\/p>\n\n<p>La nouvelle l\u00e9gislation vise \u00e0 apporter de la coh\u00e9rence au secteur des actifs num\u00e9riques du Kenya, qui conna\u00eet une croissance rapide, o\u00f9 environ <strong>4,5 millions de citoyens \u2014 soit environ 13 % de la population \u2014 se livrent \u00e0 des activit\u00e9s li\u00e9es aux cryptomonnaies<\/strong>. Pendant des ann\u00e9es, cet \u00e9cosyst\u00e8me a \u00e9volu\u00e9 sans surveillance sp\u00e9cifique, laissant les consommateurs vuln\u00e9rables \u00e0 la fraude et limitant les investissements formels. <\/p>\n\n<p>La loi introduit des <strong>exigences claires en mati\u00e8re de licences et d\u2019enregistrement<\/strong> pour tous les fournisseurs de services d\u2019actifs virtuels (VASP), y compris les bourses, les courtiers, les op\u00e9rateurs de portefeuilles et les \u00e9metteurs de jetons. Elle attribue des responsabilit\u00e9s de supervision \u00e0 la <strong>Banque centrale du Kenya (CBK)<\/strong> pour les fonctions de paiement et de conservation, et \u00e0 l\u2019<strong>Autorit\u00e9 des march\u00e9s financiers (CMA)<\/strong> pour les activit\u00e9s d\u2019investissement et de trading. <\/p>\n\n<p>Au-del\u00e0 de la conformit\u00e9, la l\u00e9gislation se concentre sur la <strong>protection des consommateurs<\/strong>. Elle interdit la publicit\u00e9 trompeuse, impose la divulgation transparente des risques et habilite les organismes de r\u00e9glementation \u00e0 suspendre ou \u00e0 r\u00e9voquer les licences en cas de faute professionnelle. Les contrevenants s\u2019exposent \u00e0 des amendes pouvant atteindre <strong>5 millions de KES (environ 38 000 USD)<\/strong> ou \u00e0 une peine d\u2019emprisonnement. Une p\u00e9riode de transition d\u2019un an permettra aux op\u00e9rateurs existants de s\u2019aligner sur les nouvelles r\u00e8gles.   <\/p>\n\n<p>Ce cadre modifie fondamentalement la l\u00e9gislation financi\u00e8re existante afin de reconna\u00eetre certains actifs virtuels comme des <strong>valeurs mobili\u00e8res<\/strong>, ouvrant ainsi la voie \u00e0 des produits d\u2019investissement et de trading r\u00e9glement\u00e9s. Il int\u00e8gre \u00e9galement les r\u00e9centes r\u00e9formes fiscales, notamment la r\u00e9duction du <strong>taux d\u2019imposition des actifs num\u00e9riques de 3 % \u00e0 1,5 %<\/strong>, visant \u00e0 stimuler l\u2019adoption tout en maintenant la prudence budg\u00e9taire. <\/p>\n\n<p>Le v\u00e9ritable test se fera dans les <strong>r\u00e8glements subsidiaires du Tr\u00e9sor<\/strong> \u2014 plus pr\u00e9cis\u00e9ment, la mani\u00e8re dont ils d\u00e9finissent les exigences en mati\u00e8re d\u2019ad\u00e9quation des fonds propres, de conservation et de divulgation pour les startups. Ces d\u00e9tails d\u00e9termineront si le Kenya se positionne comme le centre africain privil\u00e9gi\u00e9 pour les fournisseurs de services d\u2019actifs num\u00e9riques ou s\u2019il risque de les chasser \u00e0 l\u2019\u00e9tranger. Le pr\u00e9sident <strong>William Ruto<\/strong> devrait recevoir le projet de loi final dans les semaines \u00e0 venir, ouvrant ainsi la voie \u00e0 la <strong>premi\u00e8re loi compl\u00e8te du Kenya sur les cryptomonnaies<\/strong>. <\/p>\n\n<p>Par Africa O&rsquo;Clock, Agence de RP et de Communication<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Kenya franchit une \u00e9tape majeure avec son premier cadre juridique complet pour les actifs virtuels \u2014 couvrant les cryptomonnaies, les stablecoins et les jetons bas\u00e9s sur la blockchain \u2014, mais seulement apr\u00e8s avoir supprim\u00e9 une clause controvers\u00e9e qui aurait accord\u00e9 \u00e0 un groupe de lobbying li\u00e9 \u00e0 Binance un si\u00e8ge au sein de l\u2019organisme de r\u00e9glementation national.<\/p>\n","protected":false},"author":1,"featured_media":1468,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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